Expert Advice on Getting a Home Equity Line of Credit (HELOC)
If you’re a homeowner or want to be one someday, one of the biggest benefits is having equity, which is the difference between what your property is worth and what you owe for it. One of the most...
View ArticleHow to Find Scholarships and Pay for College Without Loans
Student loans are one of the biggest financial challenges that students and parents are facing right now. As if getting a good college education wasn’t expensive enough, most public and private...
View ArticleShould You Use a 529 Plan to Pay for College?
As the cost of higher education continues to rise, you may be wondering how to save enough to send yourself or a child to college. While it’s possible to get scholarships for a free ride, it’s wise to...
View ArticleShould You Pay Off Debt Before Investing?
One of the most common financial dilemmas is whether to use spare cash to pay off debt or to invest. It’s important to accomplish both, but with only so much money to go around, how do you know which...
View ArticleHow to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement
Understanding retirement accounts and using them the right way can make the difference between having a secure future or just scraping by, after you stop working.The benefits of using retirement...
View ArticleWhat Is a 1099 Form? 8 Things to Know About Taxable Income (in Plain English)
Taxes are probably not your favorite topic. But it’s important to understand the basics because taxes take a big bite out of our income.One tax document that you may receive at the beginning of the...
View Article7 Simple Principles to Invest Money Wisely No Matter Your Age
Many people mistakenly believe that investing money and building wealth is a complicated game that’s completely out of their reach. While you can make investing complex, I don’t recommend it because...
View ArticleHow to Fill Out a W-4—Plus, 7 Reasons to Adjust Your Tax Withholding
As soon as you start a new job, someone from the human resources or payroll department asks you to complete on-boarding forms. One of them is the often-dreaded Form W-4, Employee’s Withholding...
View Article8 Ways to Legally Pay Less Tax and Save Money
There are many ways to legally shelter your income from tax so you save money. But you may overlook strategies because you’re not aware that they exist or you don’t understand the often-complex rules....
View ArticleFinancial Considerations When Getting a Divorce
In a recent episode, I shared that I would be doing a 4-part series on divorce. I’ve been divorced for 5 years now and wanted to share what has worked for me, my ex-husband, and our 8 kids during this...
View ArticleCan You Contribute to a 401k and an IRA in the Same Year?
Taking advantage of more than one retirement account in the same year allows you to cut taxes and save more money for the future. But in some cases, having an extra retirement account changes the rules...
View ArticleHow to Make Kids Rich by Investing in an IRA
A little-known benefit of an IRA (Individual Retirement Arrangement) is that kids can have them too—if parents follow some simple rules. Setting Junior up with an IRA is a smart way to provide a head...
View Article4 Penalty-Free Ways to Use a Roth IRA Before Retirement
I’ve written about the Roth IRA many times before, with good reason. Hands down, it’s one of the best places to invest for the long-term because it’s one of the only accounts that gives you tax-free...
View ArticleInvesting FAQs: How to Get Higher Returns, Retire Early, Do Rollovers, and...
Investing for the future is one of the most powerful ways to create security, feel in control of your money, and reduce financial stress. But it can be difficult to get started when you don’t feel...
View ArticleExpert Advice on Getting a Home Equity Line of Credit (HELOC)
If you’re a homeowner or want to be one someday, one of the biggest benefits is having equity, which is the difference between what your property is worth and what you owe for it. One of the most...
View ArticleHow to Find Scholarships and Pay for College Without Loans
Student loans are one of the biggest financial challenges that students and parents are facing right now. As if getting a good college education wasn’t expensive enough, most public and private...
View ArticleShould You Use a 529 Plan to Pay for College?
As the cost of higher education continues to rise, you may be wondering how to save enough to send yourself or a child to college. While it’s possible to get scholarships for a free ride, it’s wise to...
View ArticleShould You Pay Off Debt Before Investing?
One of the most common financial dilemmas is whether to use spare cash to pay off debt or to invest. It’s important to accomplish both, but with only so much money to go around, how do you know which...
View ArticleHow to Open an IRA—Understand Eligibility, Rollovers, and Early Retirement
Understanding retirement accounts and using them the right way can make the difference between having a secure future or just scraping by, after you stop working.The benefits of using retirement...
View ArticleSocial Security—Secrets to Max Out Your Future Benefits
The Social Security program has been providing a critical financial safety net for Americans for over 80 years. It pays benefits to tens of millions who survive the death of a close family member, are...
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