Financial Q&A: Tips to Pay Less Tax or Get a Bigger Refund
You can’t avoid taxes, but there are many ways to legally pay less so you keep more of your hard-earned money.In this post, I’ll answer some common and not-so-common questions about taxes from Money...
View ArticleAvoid Private Mortgage Insurance (PMI) on Your Home Loan
If you’re buying a home or refinancing your mortgage, the last thing you want to hear is that the lender is tacking on an additional fee, called private mortgage insurance or PMI, to your monthly...
View ArticleHow COBRA Health Insurance Works
A Money Girl reader named Robert E. says, “I was recently laid off from my job and don’t want COBRA health insurance because it’s expensive—but my dental option turns out to be a good financial deal....
View Article401k or IRA: Which One Should You Invest in First?
Investing through one or more retirement accounts is a smart way to save for your future and cut taxes at the same time. But these special accounts can also be confusing because they come loaded with...
View Article5 Questions to Help You Get Rich
Becoming rich doesn’t happen overnight. Unless you win the lottery or have a huge inheritance coming, building wealth happens gradually over time.Financially successful people always have a plan for...
View Article8 Ways to Pay Off a Mortgage Early
After signing a mountain of paperwork and becoming a proud homeowner, you might be eager to pay off the mortgage early. Owning a home free and clear is terrific, but it may not always be the best use...
View ArticleTax Tips from IRS Insiders You’d Be Crazy to Ignore
Since Tax Day is around the corner, I'm bringing you tips and advice from unique tax professionals, Garrett and Deborah Gregory. They're a married team who worked for the IRS corporate tax division for...
View ArticleThe Best Strategies to Invest Your Money Wisely
In order to reach big financial goals—like having enough for a comfortable retirement—you’ve got to invest money on a regular basis as early as possible. But investing also means that you could...
View Article10 Financial Products to Make Money and Create Security
Having a healthy financial life means that you manage money wisely in the present and are also prepared for the future.Our goal should be to create a rock solid financial foundation, so we’re...
View ArticleHow to Use Your Smartphone to Organize Receipts
Yay! We live in the future with matter duplicators, instant teleportation, and a free, money-less society in which the world’s abundance is shared with all who need it. No … We don’t … Just kidding!...
View ArticleIRA or 529 Plan—Which Is Better for College Savings?
I received a tweet from Shawn B. who says, “My wife and I are having a baby soon and we want to save for his education. Is an IRA or a 529 plan better for college savings?”Shawn, congratulations on...
View Article7 Retirement Tips for People in Their 30s
As people move into their 30s, life often becomes more complicated. Getting married, starting a family, buying a house--these are just a few of the life events that often occur and make it even tougher...
View ArticleWhat Tax Do You Pay When Selling a Home?
Valerie H. says, “My mother has started thinking about selling her house and moving into a senior apartment. She purchased her California home over 20 years ago for $180,000 and now believes she could...
View ArticleWhat Is the Bonus Tax Rate?
If you’ve been fortunate enough to get a bonus at work, you probably experienced joy and confusion at the same time. It’s great to have extra income, but the net amount you see in your paycheck can be...
View ArticleShould You Invest in a 401k with No Matching?
Having the opportunity to invest in a 401k retirement plan is a valuable benefit that's only offered by employers. However, companies aren’t required to match employees’ retirement contributions, so...
View ArticleFinancial Q&A: Tips to Pay Less Tax or Get a Bigger Refund
You can’t avoid taxes, but there are many ways to legally pay less so you keep more of your hard-earned money.In this post, I’ll answer some common and not-so-common questions about taxes from Money...
View ArticleAvoid Private Mortgage Insurance (PMI) on Your Home Loan
If you’re buying a home or refinancing your mortgage, the last thing you want to hear is that the lender is tacking on an additional fee, called private mortgage insurance or PMI, to your monthly...
View ArticleHow COBRA Health Insurance Works
A Money Girl reader named Robert E. says, “I was recently laid off from my job and don’t want COBRA health insurance because it’s expensive—but my dental option turns out to be a good financial deal....
View Article401k or IRA: Which One Should You Invest in First?
Investing through one or more retirement accounts is a smart way to save for your future and cut taxes at the same time. But these special accounts can also be confusing because they come loaded with...
View Article5 Questions to Help You Get Rich
Becoming rich doesn’t happen overnight. Unless you win the lottery or have a huge inheritance coming, building wealth happens gradually over time.Financially successful people always have a plan for...
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