8 Ways to Pay Off a Mortgage Early
After signing a mountain of paperwork and becoming a proud homeowner, you might be eager to pay off the mortgage early. Owning a home free and clear is terrific, but it may not always be the best use...
View ArticleTax Tips from IRS Insiders You’d Be Crazy to Ignore
Since Tax Day is around the corner, I'm bringing you tips and advice from unique tax professionals, Garrett and Deborah Gregory. They're a married team who worked for the IRS corporate tax division for...
View ArticleThe Best Strategies to Invest Your Money Wisely
In order to reach big financial goals—like having enough for a comfortable retirement—you’ve got to invest money on a regular basis as early as possible. But investing also means that you could...
View Article10 Financial Products to Make Money and Create Security
Having a healthy financial life means that you manage money wisely in the present and are also prepared for the future.Our goal should be to create a rock solid financial foundation, so we’re...
View ArticleHow to Use Your Smartphone to Organize Receipts
Yay! We live in the future with matter duplicators, instant teleportation, and a free, money-less society in which the world’s abundance is shared with all who need it. No … We don’t … Just kidding!...
View ArticleIRA or 529 Plan—Which Is Better for College Savings?
I received a tweet from Shawn B. who says, “My wife and I are having a baby soon and we want to save for his education. Is an IRA or a 529 plan better for college savings?”Shawn, congratulations on...
View Article7 Retirement Tips for People in Their 30s
As people move into their 30s, life often becomes more complicated. Getting married, starting a family, buying a house--these are just a few of the life events that often occur and make it even tougher...
View ArticleWhat Tax Do You Pay When Selling a Home?
Valerie H. says, “My mother has started thinking about selling her house and moving into a senior apartment. She purchased her California home over 20 years ago for $180,000 and now believes she could...
View ArticleWhat Is the Bonus Tax Rate?
If you’ve been fortunate enough to get a bonus at work, you probably experienced joy and confusion at the same time. It’s great to have extra income, but the net amount you see in your paycheck can be...
View ArticleShould You Invest in a 401k with No Matching?
Having the opportunity to invest in a 401k retirement plan is a valuable benefit that's only offered by employers. However, companies aren’t required to match employees’ retirement contributions, so...
View Article5 Ways to Get a Loan with Bad Credit
Jeremy asks:"I have balances on 3 credit cards that each charge over 25%. I want to get a loan with a lower interest rate to pay off the cards, but my bank turned me down because of my credit. Is it...
View ArticleWhat Is an Inherited IRA? 5 Rules You Should Know
Kathleen D. says, “My daughter is an American working and going to school in Norway. Her father died in January and left her a traditional IRA. Can she roll it over to an account in her name in the...
View Article6 Tips to Find Affordable Health Insurance When You Become Self-Employed
If you’re dreaming about leaving a corporate job to work for yourself, getting affordable health insurance is probably one of your top concerns. Fortunately, there are more protections now than ever...
View ArticleGuide to Managing Retirement Accounts When You Leave a Job
Katia A. says, “I’m 26 years old, make $38,000 a year, and plan to retire well, hopefully before I turn 60. I had a 403b at my previous job and am confused about what to do with it.Should I do an IRA...
View ArticleThe Truth About Finding and Working With a Financial Advisor
How, why, and when to work with a financial advisor is a question that comes up frequently from Money Girl readers and podcast listeners. For instance, Allison C. says:“Aloha Laura! I am writing to you...
View ArticleCan You Have Multiple Health Savings Accounts (HSAs)?
As the cost of health insurance continues to go up year after year, consumers need to do everything possible to get the best coverage at the lowest possible price.No matter if you get health insurance...
View Article6 Ways a Trump Presidency Could Affect Your Personal Finances
This year’s presidential election wasn’t the first contentious campaign in American history, nor will it be the last. For better or for worse, Donald Trump’s surprise presidential victory brings four...
View ArticleWhat Is a Trust and Who Needs One? Expert Attorney Gives Advice
Many people have heard of trusts but don’t really know what they are or who needs one. In a nutshell, a trust is a fiduciary relationship where the creator or trustor gives another party, the trustee,...
View Article7 Savings Tips Restaurants Don’t Want You to Know
Eat at the BarAs if you needed another excuse to sit at the bar, here’s one more: many restaurants offer the same food at the bar as in the main restaurant, but for cheaper prices. You may have to...
View ArticleThe 8 Cheapest Ways to Pay Off Your Student Loans
If you’re like many who graduated college in the past decade or so, you’re suffocating under a mountain of student loan debt. The average is at an all-time high: $37,000.Approximately 43 million...
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